How Much Gen Z Pays on Rent by Age 30: Top 5 Metros in Texas

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Have you ever wondered how much money you spend on rent in your 20s? Well, we did dome snooping into the spending habits and income stats of Generation Z — the cool cats of today’s renter cohort — across several areas in the country.

As the sun starts setting on their 20s, Gen Z renters in Texas find themselves pondering on a decade of urban living, fascinating culture, and — yes, you guessed it — rent checks. In fact, rent payments for Texan Zoomers will add up to more than $110,000, on average, by the time they hit 30.

But how does that figure change across Lone Star’s metros? Let’s take a deep dive into the rental realities for Gen Z in Texas’ top renting hubs: Austin, Dallas, Houston, San Antonio, and Odessa. So, buckle up as we explore how much of Zoomers’ hard-earned dollars (between ages 22 and 29) go toward rent in these major urban areas in Texas.

Austin

Deep in the heart of Texas, Austin stands out as a mecca for music, tech, and a thriving job market. Gen Z renters here are cashing in, with earnings surpassing $612,000 by the ripe age of 30. But with great income comes great rentability: Zoomers will spend nearly $161,000 on rent from ages 22 to 29. The city’s vibrant nightlife, endless food trucks, and the allure of events like SXSW make it a Gen Z hotspot, despite the rent tab running high.

view of bikers along the Austin waterfront

Dallas

Dallas is where everything’s bigger, including the paychecks and the rent bills. Gen Z renters in Dallas rake in more than $551,000 in earnings by the time they hit 30, but not without shelling out $149,000 on rent in their 20s. The metro’s booming business scene and cultural diversity make it a magnet for young professionals. Renting in Dallas means access to a world-class arts district and a sports scene as competitive as the housing market.

aerial view of Margaret Hunt Hill Bridge in Dallas and the city's skyline in the background

Houston

Houston, we have a paycheck — and a significant portion of it goes toward rent. Gen Z renters in Houston earn close to $496,000 by age 30, with $135,000 of that dedicated to renting. The area’s space industry, sprawling parks, and a food scene that’s out of this world make it an attractive spot for Gen Zers. Renting here means you’re living in a place that mixes innovation and tradition, with a side of Texan flair.

a park and skyscrapers in the background in Houston, Texas

San Antonio

San Antonio, where history meets modern living, sees its Gen Z renters earning more than $458,000 by age 30. Compared to Austin or Dallas, the rent battle isn’t quite as steep: Here, Zoomers spend close to $129,000 on rent in their 20s. The area’s rich cultural heritage, famous River Walk, and more affordable living costs make it a unique place for Gen Zers to call home. Renting in San Antonio offers a blend of tradition and contemporary living in south-central Texas.

beautiful historic buildings and a picturesque stone bridge along the river walk in San Antonio

Odessa

In Odessa, the West Texas spirit is alive and well. Here, Gen Z renters earn more than $407,000 and pay approximately $123,000 on rent before hitting the big 3-0. Known for its cowboy culture and booming oil industry, Odessa offers a different kind of rental experience. For example, Gen Z renters in Odessa can enjoy a smaller city vibe with a community feel.

the Stonehenge replica in Odessa, Texas

From the bustling streets of Austin to the community warmth of Odessa, Gen Z renters in Texas are experiencing the full spectrum of urban living. While their earnings may be robust, the rent remains a significant slice of their income pie.

Each metro offers its unique perks and quirks, making Texas a diverse playground for young renters. As Gen Z marches toward 30, they’re not just paying rent — they’re investing in experiences, opportunities, and the Texan way of life.

If you’re curious how much Gen Zers in other states pay on rent by age 30, here are our projections for Colorado, IllinoisFlorida, and New York.

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Alexandra Both is a senior real estate writer and research analyst with RentCafe. She brings over almost 10 years of real estate writing experience, having served as a senior editor at Commercial Property Executive and Multi-Housing News. A seasoned journalist, Alexandra has worked across print, online, and broadcast media. Her work has been featured in a variety of prominent outlets, including The New York Times, The Guardian, USA Today, and Architectural Digest. She holds a B.A. in Journalism and an M.A. in Community Development.

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