What Is the Cost of Living in Columbus, OH?

If you’re thinking about making a move, it’s always smart to know what you’re stepping into, especially as a renter. Being prepared for a relocation to a new city or state can make the transition smoother and help you avoid unexpected surprises. One of the most important parts of this prep work? Understanding the cost of living.

For anyone considering Columbus, OH, knowing what life costs day-to-day can make all the difference. From housing and groceries to healthcare and entertainment, the cost of living in Columbus can affect your budget, lifestyle, and even your apartment choices.

This guide breaks down all those numbers for you. We also compare the average cost of living in the city to both the Ohio and the national average.

What is the average cost of living in Columbus, OH?

Columbus is a dynamic and growing city, offering a balanced mix of urban convenience and Midwestern charm. As more people look for affordable towns with plenty of opportunities, Columbus has become a go-to choice for renters. But how does the cost of living in Columbus stack up? Let’s take a closer look.

The median household income in Columbus is $65,327 as of March 2025. This income level could support a lifestyle that includes modern urban amenities, a thriving food scene, and access to quality services. Though it all comes down to personal choices and preferences, overall, living in Columbus offers plenty of advantages without the hefty price tag of many other larger cities.

The cost of living in Columbus is 3% higher than the state average and 5% lower than the national average. Here’s how living expenses in Columbus compare to both the Ohio and national averages:

• Housing: 10% higher than the Ohio average, 4% lower than the national average.
• Utilities: 6% higher than the Ohio average, 4% higher than the national average.
• Food: Same as the Ohio average, 1% higher than the national average.
• Healthcare: 14% lower than the Ohio average, 18% lower than the national average.
• Transportation: 8% lower than the Ohio average, 12% lower than the national average.
• Goods & Services: 4% higher than the Ohio average, 6% lower than the national average.

In Columbus, renters will notice housing is more expensive than in other Ohio cities, but still more affordable than the national average. Utilities and food costs are slightly higher, while transportation and healthcare costs are notably lower.

In summary, the cost of living in Columbus, OH, reflects a city where your dollar can go further in key areas like healthcare, services, and transportation.

Breaking down the cost of living in Columbus

Understanding the cost of living in Columbus means looking beyond averages. Let’s take a deeper look, category by category, so you know exactly what to expect.

Housing (Buying and Renting)

Rent and home prices play a big role in your monthly expenses. Here’s what you might find in Columbus:

• Average monthly rent: $1,342
• Average home price: $482,718
• Mortgage rate: 6.80%

Utilities

Utilities are a necessary part of living, whether you rent or own. Here is how much the most common utilities average out to be:

• Energy: $223.29 per month
• Phone: $189.10 per month

Food

Columbus has a mix of grocery options, from budget-friendly stores to specialty markets. Here’s what you can expect to pay for some everyday staples:

• Milk (1 gallon): $4.72
• Eggs (dozen): $3.39
• Loaf of bread: $4.07
• Potatoes: $4.78
• Cheese: $4.52
• Ground beef: $6.98

Healthcare

Healthcare in Columbus is notably more affordable than in many cities. Here are some average costs:

• Doctor’s visit: $115.70
• Dentist: $94.35
• Optometrist: $93.20

Transportation

From fuel to car services, transportation costs are often overlooked, but they matter. Here’s what you might spend:

• Gas (per gallon): $3.19
• Tire balancing: $41.93

Goods & Services

Clothing and personal care costs give insight into how far your budget will stretch. Here’s what you can expect to pay:

• Men’s shirt: $36.47
• Women’s slacks: $36.80
• Boy’s jeans: $25.21
• Haircut: $24.08
• Beauty salon visit: $49.51
• Dry cleaning: $19.44
• Movie ticket: $11.70

When you compare the cost of living across different categories, Columbus offers a well-rounded balance: affordable services, lower healthcare costs, and reasonable food and housing prices compared to national averages.

Is Columbus a good choice for renters?

If you’re a renter comparing the cost of living in Ohio cities or across the U.S., Columbus is definitely worth your attention. The average cost of living in Columbus is slightly higher than the state average but still more affordable than many parts of the country. With housing 4% cheaper than the U.S. average and healthcare costs significantly lower, Columbus offers a great balance between value and quality of life.

So, for renters seeking affordable urban living with access to amenities and a strong job market, Columbus stands out as a smart option.

If you’re planning to relocate or simply want a better rental experience, don’t overlook the benefits of living in Columbus. With a cost of living in Columbus that supports both savings and comfort, this city continues to be a top choice for renters looking to make the most of their move.

Other cities on your list? No problem. Check out our cost of living guides for San Francisco; Huntsville, AL; Miami and Indianapolis