What’s the Cost of Living in Sacramento? Here’s What to Expect as a Renter

Every city has its own rhythm — and, with it, a unique price tag that renters need to navigate. From monthly rent for your happy place to groceries, health care and everyday essentials, understanding how much it actually costs to live in a new place is a big part of making a smart move. Accordingly, Sacramento, CA, has become a popular pick for renters searching for a place that blends urban energy with a laid-back lifestyle.

Ranked 22nd among the most sought-after cities for apartment-hunters, Sacramento stands out as a California destination that’s still within reach for many. But, just how does the cost of living in Sacramento compare to the rest of the state and the country? Here’s what renters need to know.

What is the average cost of living in Sacramento?

Sacramento stands out for being more affordable than many other parts of California: The median household income here is $83,753, which helps many residents manage the higher costs of housing and daily necessities. Specifically, the cost of living in Sacramento is 14% lower than the state average. That makes it a compelling option for renters who want to stay in California, but who also want to avoid the steep prices often found in places like San Francisco or Los Angeles. Yet, compared to the rest of the country, Sacramento still comes in at 20% higher than the national average, meaning it’s not the cheapest place to rent, but not the most expensive, either.

Housing in Sacramento is one of the biggest contributors to this difference. On average, housing here is 42% more expensive than the U.S. average, which means that rent prices are a major consideration for anyone moving to Sacramento. Additionally, utility costs are about 12% higher than what renters typically pay elsewhere in the country. These expenses can add up quickly, especially for renters managing all bills on their own.

Beyond housing and utilities, the cost of daily essentials also runs higher. Particularly, groceries in Sacramento cost about 8% more than the national average, which affects everything from your weekly grocery store run to dining out. Clothing is also around 8% pricier here, and health care costs — whether it’s a routine doctor’s visit or dental care — are approximately 14% higher than what’s typical nationwide. Even non-essential services (like entertainment and grooming) are about 8% more expensive in Sacramento, adding to the overall lifestyle cost.

Is Sacramento a good choice for renters?

The average cost of living in Sacramento shows that the city offers a more affordable lifestyle compared to the broader California average, but it still carries a higher cost than many other U.S. cities. So, for renters looking to compare cost of living options across the state or country, Sacramento provides a balance between access to California amenities and slightly lower overall expenses. That said, housing remains one of the biggest costs, and everyday expenses from health care to groceries should also be factored into your budget

If you’re considering apartments in Sacramento, it’s worth doing the math so you can plan ahead and enjoy everything the city has to offer. Alternatively, check out similar articles on the cost of living in cities such as Denver; Chicago; Milwaukee; and Washington, D.C. if you’re also keeping an eye on other places.