Cost of Living in Spokane, WA: What to Expect When Living Here as a Renter

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When moving to a new city and planning for rental expenses, the goal is to strike a balance between lifestyle and affordability. One of the most important steps before committing to a lease is understanding the average cost of living in your chosen city. Whether it’s groceries, utilities, or healthcare, knowing what to expect helps you prepare financially and settle in comfortably.

Spokane, WA, is a beautiful city in the Pacific Northwest with a unique charm, culture, and outdoor attractions. Ranked as the 54th most sought-after city for apartment hunters, Spokane has attracted renters from across the country.

But how exactly does the cost of living in Spokane, WA, compare to other spots in the U.S.? Here’s a look at what you can expect as a renter in this Washington gem:

What is the average cost of living in Spokane, WA?

Spokane’s cost of living is generally lower than that of other urban areas in the state, making it an attractive choice for renters seeking a city lifestyle without steep expenses. With a median household income of around $63,316, the city offers a relatively affordable lifestyle in the Pacific Northwest.

With a cost of living that is about 14% lower than the state average, Spokane allows renters to get more for their money here than in many other parts of Washington. At the same time, Spokane’s cost of living is only about 1% higher than the national average, making it a balanced option for renters looking to enjoy both affordability and quality of life.

Here’s a closer look at the cost of living in Spokane, WA: Housing is about 9% more affordable than the national average, with the average monthly rent at $1,407.

A close-up of a businesswoman working at an office desk, using a calculator to manage home finances.

Utilities are also generally affordable, averaging 4% below the national average. It might not seem like much, but this small difference can make a noticeable impact over time, allowing renters to allocate their budget toward other needs or even savings.

When it comes to necessities, Spokane offers slight savings compared to the national average. Grocery and clothing costs in Spokane, WA, are about 1% lower than in other parts of the country, allowing renters to keep their weekly and monthly budgets under control without compromising on essential items.

While the cost of living in Spokane might offer savings in some areas, things are different when it comes to medical expenses. Healthcare costs here are approximately 11% higher than the national average, which could be a disrupting factor for renters who need regular medical care. Beyond that, Spokane, WA, does offer more moderation when it comes to non-essential expenses. Entertainment and grooming services are about 1% below the national average, which means renters can enjoy leisure activities without overspending.

Is Spokane, WA, a great pick for renters?

While Washington overall has some of the highest living costs in the country, Spokane’s prices are significantly lower, making it an appealing choice for those looking to live comfortably on a moderate budget. Spokane’s affordability attracts renters looking for that perfect blend of city life and access to nature without the high expenses of larger metropolitan areas.

Spokane, WA, offers a relatively affordable cost of living, with housing and essential goods costs near or below the national average. For prospective renters, this lively city offers an accessible lifestyle that might be the perfect fit for their financial and personal goals.

If you’re interested about the cost of living in other cities, check out our guides for Grand Rapids, MI; Indianapolis; Baltimore; Washington, DC; Milwaukee and Chicago.

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Adina Dragos is a real estate writer and research analyst with RentCafe. She has solid experience in real estate writing, covering topics ranging from best cities for renters and the top cities for rental activity to cost of living. Her work was featured in several prominent media channels such as Axios, The Dallas Morning News, ConnectCre and The New York Times.

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