Living in Harrisburg, PA: What the average cost of living means for renters

Starting fresh in a new city can feel overwhelming, especially when you’re trying to figure out how far your paycheck will go. Renters across the country know that finding a great place to live is only part of the equation. The other part is understanding what it really costs to live there.

If you’re thinking about renting in Pennsylvania’s capital, understanding the cost of living in Harrisburg, PA, can help you plan ahead. Knowing how your everyday expenses compare to the cost of living in Pennsylvania and the national average gives you a clear picture of what to expect.

What is the average cost of living in Harrisburg, PA?

Renting in Harrisburg, PA, offers a refreshing balance between affordability and urban convenience. This historic riverside city combines small-town charm with modern amenities, making it attractive to renters looking for more value for their money.

Housing is one of the biggest advantages for renters here, as it’s about 12% more affordable than the U.S. average. Utilities tend to stay close to the national average, which helps balance monthly expenses.

When you compare day-to-day costs, Harrisburg stands out in several categories. Groceries are roughly 4% more affordable than in most other U.S. cities, while doctor visits and dental services are approximately 12% less expensive compared to national averages.

Clothing prices, on the other hand, run about 2% higher than the national average. Similarly, for renters who enjoy dining out or spending on entertainment, non-essential expenses such as leisure activities and grooming services are about 2% more expensive in Harrisburg.

Breaking down the cost of living in Harrisburg, PA

When you compare the cost of living in Harrisburg, PA, to the broader cost of living in Pennsylvania, the difference is clear: Harrisburg gives renters more financial breathing room. Many Pennsylvania cities — especially those in larger metro areas — have higher costs for housing, transportation, and dining. Harrisburg stands out as a place where renters can enjoy a similar lifestyle without stretching their budget as much.

Here’s a more detailed look at the average expenses that renters should expect in Harrisburg, PA. These numbers give you a solid idea of what everyday life will cost in the city.

Housing (Buy & Rent):

• Average monthly rent: $1,392
• Average home price: $572,701
• Mortgage rate: 6.66%

Utilities:

• Energy bill (monthly average): $254.39
• Phone bill (monthly average): $199.68

Food:

• Milk (1 gallon): $4.55
• Eggs (1 dozen): $4.10
• Bread (loaf): $3.71
• Potatoes (5 lbs): $4.61
• Cheese (1 lb): $4.49
• Ground beef (1 lb): $7.09

Healthcare:

• Doctor’s visit: $92.44
• Dentist visit: $105.84
• Optometrist visit: $79.83

Transportation:

• Gas (per gallon): $3.54
• Tire-balancing: $41.05

Goods & Services:

• Men’s shirt: $35.86
• Women’s slacks: $58.54
• Boy’s jeans: $19.46
• Haircut: $32.38
• Beauty salon: $56.66
• Dry cleaning: $20.85
• Movie ticket: $11.21

Is Harrisburg, PA, a good choice for renters?

The combination of affordability, accessibility, and a strong community feel makes Harrisburg an appealing place to rent. The city’s affordability gives renters more flexibility, whether that means choosing a larger apartment, saving for travel, or investing in hobbies.

Beyond the numbers, Harrisburg offers an authentic city experience: historic architecture, a growing arts scene, and plenty of outdoor activities along the Susquehanna River. When you compare the cost of living here with other mid-sized cities, it’s easy to see why so many renters view Harrisburg as a hidden gem in central Pennsylvania.

If you’re interested in the cost of living in other cities, check out our guides for Lubbock, TX; Colorado Springs, CO; Buffalo, NY; Fayetteville, NC; and Austin, TX.