RentCafe Rewards helps you build your credit history with free rent payment reporting
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Did you know that joining RentCafe Rewards can help build your credit score? That’s because RentCafe Rewards members can activate rent payment reporting* at no cost directly in their RentCafe account. RentCafe Rewards turns rent payments into credit-building power.
Your rent is likely your largest monthly expense. With rent payment reporting powered by IdentityIQ®, your on-time monthly rent payments are automatically reported to Experian®, Equifax®, and TransUnion®, the three major credit bureaus. Over time, this can contribute to building your credit score and better support your financial goals.
Signing up for rent payment reporting means:
- Your payments are reported automatically.
- No impact on your lease terms.
- No change to how you submit rent payments.
More value for RentCafe Rewards members
Free sign-up for rent payment reporting is one of the many perks available exclusively to RentCafe Rewards members. You can also earn points when signing up for qualifying services through RentCafe. Those points can be redeemed on digital gift cards, experiences, merchandise, and more.

With RentCafe Rewards, you also have access to deals and discounts at businesses in your area, which you can access anytime through RentCafe.
Read more about RentCafe Rewards and how to join.
How to sign up for rent payment reporting for free with RentCafe
Once you join RentCafe Rewards, sign up for free in your RentCafe account in just a few clicks.
Continue paying rent on time, and your payments will be automatically reported.

Want even more benefits? Upgrade your service.
RentCafe Rewards and IdentityIQ® also offer an optional upgrade for residents who want additional credit-building tools and rewards.
With an upgrade, you can receive:
- Up to 24 months of past rent payments, added to your credit history (Historical Rent Reporting).
- Built-in credit protection tools, including identity theft protection and fraud alerts.
- Extra RentCafe Rewards points, including:
- Bonus points when you sign up for Historical Rent Reporting.
- Monthly points for maintaining an active Credit Advantage account.
This upgrade gives you the opportunity to strengthen your credit profile faster while enjoying added protection and rewards.

Rent payment reporting is just one of the many ways RentCafe Rewards supports your financial well-being. You can also earn more points by signing up for services like renters insurance or security deposit replacement, and take advantage of exclusive offers from businesses in your area.
*Available at select RentCafe partner properties.
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Roxana Nica
Roxana Nica is a senior real estate writer with RentCafe and ResidentShield, bringing over six years of experience in crafting digital content across various consumer industries, including fashion and interior furnishings. She develops resources that address the everyday needs of renters, from smart living tips to navigating residential services. Roxana holds a B.A. in International Relations and an M.A. in Advertising.
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