3 affordable neighborhoods in Des Moines, IA: Where to rent for less

If you’re on a budget and searching for apartments in the Midwest, Des Moines, IA, is a smart choice, offering a range of affordable neighborhoods. The city’s average rent of $1,096 as of February 2026 is well below the national rent of $1,740. Plus, the cost of living in Des Moines is about 15% lower than the U.S. average and 9% lower than the Iowa state average.

Des Moines attracts renters with its strong job market, growing food and arts scene, and easy access to outdoor recreation along the Des Moines River and its extensive trail system.

Whether you’re a young professional, a growing family, or simply looking for a fresh start in the Midwest, the city delivers solid value. And even in an already budget-friendly city, some neighborhoods stand out for offering even greater savings. Let’s check them out.

Fort Des Moines: A top choice for renters seeking affordable neighborhoods in the city

Average rent as of February 2026: $823

Fort Des Moines is the clear winner for affordability. The average rent is just $823, which is about 25% below the Des Moines city average of $1,096. If you’re on a tight budget, apartments in Fort Des Moines are hard to beat.

Located on the south side of the city, this neighborhood carries deep historical roots. It’s home to the Fort Des Moines Museum and Education Center, which honors the legacy of African American military officers and the Women’s Army Corps.

On top of this, the neighborhood has a quiet, residential feel with a solid mix of apartments and houses for rent.

Key highlights include:

• Fort Des Moines Park — a large green space with walking trails and picnic areas.
• Historical landmarks — including the former military base turned museum.
• Easy highway access — convenient for commuters heading downtown or to nearby suburbs.
• Growing community investment — new development projects are slowly revitalizing the area.

Pioneer Park: Budget-friendly living near the heart of the city

Pioneer Park offers an average rent of $891, which is roughly 19% lower than the Des Moines average. It’s a smart pick for renters who want to stay close to the action without overspending.

This neighborhood’s convenient location gives renters good access to major roads, making commutes across the metro area manageable.

Pioneer Park is a largely residential area that attracts a mix of long-time residents and newcomers drawn by the lower rents. Many renters here enjoy:

• Proximity to downtown Des Moines — a short drive to restaurants, offices and entertainment.
• Local parks and green spaces — great for walking, jogging or relaxing outdoors.
• Neighborhood shops and services — everyday essentials are close at hand.
• A tight-knit community atmosphere — a welcoming feel that appeals to families and individuals alike.

Southwestern Hills: A family-friendly neighborhood with great schools

Southwestern Hills also comes in at an average rent of $891, matching Pioneer Park as one of the best affordable neighborhoods in Des Moines. What sets it apart is its reputation as a well-established, family-oriented area on the city’s southwest side.

The neighborhood features tree-lined streets and well-maintained homes in a peaceful atmosphere. It’s popular with families and professionals who want a suburban feel while staying within city limits.

For renters, highlights include:

• Strong local schools — a draw for families with children.
• Proximity to shopping and dining along Fleur Drive — easy access to grocery stores, restaurants and retail.
• Parks and recreational areas — plenty of options for outdoor activities.
• A safe, quiet residential character — ideal for renters who prefer a low-key lifestyle.

Start your apartment search in Des Moines

Des Moines is one of the most affordable mid-sized cities in the country, and neighborhoods like Fort Des Moines, Pioneer Park and Southwestern Hills make it even easier to stretch your rental budget. With rents ranging from $823 to $891, these affordable neighborhoods offer real savings without sacrificing location, community or quality of life.