Summer Cove

Learn more about our current specials! Welcome home to Summer Cove, a charming apartment community offering spacious floor plans in peaceful St. Cloud, Florida. Nestled among lush landscaping and serene pond views, Summer Cove provides the ideal blend of suburban relaxation and Central Florida convenience. Whether you are exploring nearby state parks, commuting into Kissimmee or downtown Orlando, or traveling along major thoroughfares like Florida's Turnpike and Highway 192, our community places you right where you need to be. Designed for effortless everyday living, our versatile one, two, three, and four-bedroom layouts offer open-concept spaces tailored to your lifestyle. Residents enjoy quick access to essential Osceola County destinations, including popular shopping centers, neighborhood dining, everyday conveniences, and the scenic waterfront at St. Cloud Lakefront Park. At Summer Cove, coming home feels like a relaxing retreat while keeping you seamlessly connected to the best of the region. Contact our friendly leasing team today to schedule your personal tour and reserve your new home at Summer Cove!
Please review the Eligibility chart for the household income limit requirements. Apartment homes not subject to restricted income limits are also available at this community. Pricing, terms, fees, conditions and availability are subject to change daily without notice and subject to application approval. SQFT listed is an approximate value for each apartment. Disclaimer: Virtual tours are intended to give you an idea of the feel of the Apartment Home.  All finishes, and other items, may vary in style and/or color. Please contact the Leasing Office for specific detail. Let's Get Started! Current Specials. Equal Housing Opportunity. Learn more about our communities by visiting Concord Management, Ltd. at ConcordRENTS.com. Fees & Deposits Welcome! We're excited to help you get started by making things simple and clear. We are sharing a list of fees and deposits you might encounter as an applicant and future resident. To budget for your fixed monthly expenses, add the rent for your desired floor plan to the Optional Add-ons of your choice. Our goal is to be transparent so you may plan your housing budget with ease. Application Fees Deposits Utility Charges/Insurance Optional Add Ons Situational Fees Item Summary Amount Frequency Application Fees Payment due prior to submission of application. $30.00 Per Applicant Holding Fee Payment due upon completion of acceptable background screening. Applied toward security deposit at move in. Non-refundable if applicant cancels their application. $150.00 One Time Item Summary Amount Frequency Security Deposit Based on apartment home size. $350 non-refundable if cancelled. $400.00 One Time Additional Security Deposit Additional deposit may be required based upon applicant screening results. $400.00 - $600.00 One Time Pet Deposit Refundable if no claims or damages. Pet 1: $400.00 Pet 2: $200.00 One Time Gate Remote/Key Card Deposit Refundable if key card or operational gate remote is returned at time of move out. Varies One Time, Per Device Item Summary Amount Frequency Utility - Electric Amount for provision and consumption of electricity. Paid to utility service provider. Usage Based Monthly Utility – Water/Sewer Assessed by third party and paid with monthly rent. Usage Based Monthly Utility – Water/Sewer Administrative Billing Assessed by third party and paid with monthly rent. $5 or less Monthly Utility – Water/Sewer New Account Fee Amount to establish water and sewer account that is assessed by utility provider. $50 Monthly per utility provider Utility - Water Utility Account Establishment Assessed by third party and can reflect one time in your rent payment. $15 or less One Time Utility - Account Not Established In Resident's Name Assessed if utility is not established in resident’s name any time during occupancy. Varies Monthly per utility provider Renter's Liability Insurance $100,000 liability insurance is required through provider of choice. Option to pay with rent when enrolled with community's preferred insurance provider. Varies Duration of Lease Item Summary Amount Frequency Exclusive Package 1 Technology Package (Internet 400mbps Speed/Spectrum Select Video), Washer/Dryer, One (1) Mid-Lease Carpet Cleaning, One (1) Late Fee Waiver if paid by the 15th of the month. $143.00 Monthly Value Package 1 Washer/Dryer, One (1) Mid-Lease Carpet Cleaning. $58.00 Monthly Value Package 2 Technology Package (Internet 400mbs/Spectrum Select Video), One (1) Mid-Lease Carpet Cleaning. $99.00 Monthly Additional Package Options Inquire with the Resident Services Team for other available package options. Varies Monthly Additional Reserved Parking Options Inquire with the Resident Services Team for additional reserved parking options. Varies Monthly Pet Rent Per approved pet. Pet 1: $50.00 Pet 2: $25.00 Monthly, Per Pet Pet Management Fee Paid to third party for households with pets to determine if pets meet community policies. $30 Annually Per Pet, If Applicable Item Summary Amount Frequency Application Transfer Fee To transfer an existing application to another ConcordRENTS community. $25.00 Per Occurrence Animal Waste Fine   $200.00 Per Occurrence Unauthorized Animal Fine   $400.00 Per Occurrence Trash Fine First offense $50, Second offense $75, Third and subsequent offenses $100; Bulk trash: Varies based on size of item ranging from $100 to $150 per item. Hazardous items (tires, appliances, automotive batteries) are $250 per item. Varies Per Occurrence Late Fee $95.00 if rent is not paid by the 3rd; additional $55.00 if rent is not paid by the 15th. $95.00 - $150.00 Per Occurrence Recertification Late Fee if not completed by due date Only Applicable on select apartment homes where Income is unrestricted. $70.00 Monthly NSF Fee Non-sufficient funds. $85.00 Per Occurrence Legal or Eviction Fees Based on actual charges. Varies Per Occurrence Renter's Insurance Due to Non-Compliance Fee for liability only insurance policy in the amount of $100,000 if resident does not maintain required insurance. $10.75 Monthly Month to Month Tenancy Applies when leasing on a month-to-month basis. This fee is separate from base rent. $250.00 One Time Early Lease Termination Fees   Based Upon Resident Selection on Lease Addendum One Time Improper Notice Fees   Up to One Month's Rent One Time Additional Information Regarding Rent and Fees: Rent price will be based on specific unit, lease term, and move-in date. Rent and fees are subject to change. All fees are non-refundable unless specifically identified as refundable. Residents are required to activate and maintain utility services indicated within the Fees "Utility Charges / Insurance" section. Some fees may not apply to apartment homes that are subject to an affordable program. Resident is responsible for damages to the premises that exceed ordinary wear and tear. Additional fees may apply in specific situations as detailed in the application and/or lease agreement, and you may address questions regarding specific fees to our Leasing Office prior to the application process. Date of Issuance: 10/20/2026.