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Cost of Living in Texas

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Find out what income you need to maintain your standard of living in a different city and how much more or less money you need to budget for basic expenses.
The cost of living in Texas is 7% lower than the national average
Cost of Living in Texas Compared to National Average
Housing (Buy and Rent) 15% lower
Utilities (Monthly) 3% higher
Food 9% lower
Healthcare 5% lower
Transportation 9% lower
Goods & Services 3% lower
Summary

The cost of living in Texas is 7% lower than the national average. Housing is 15% lower than the national average, while utilities are 3% higher. When it comes to basic necessities such as food and clothing, groceries are around 3% lower than in the rest of the country, while clothing costs 3% lower.

Healthcare services such as doctor check-ups and dentistry cost 5% lower in Texas compared to the national average. At the same time, non-necessary expenses such as entertainment and grooming services are 3% lower.

The Cost of Living in Texas Largest Cities Compared to the National Average

This is how much pricier or cheaper it is to live in Texas’s 12 largest cities compared to the national average.
The cost of living in Texas varies depending on the city you live in. The priciest city in Texas is Plano, where the cost of living is 20% higher compared to the state average and 11% higher than in the rest of the U.S. The cheapest major city in Texas is Harlingen, with a cost of living 18% lower below the state average and 24% lower than the national average.
City, State Compared to State Average Compared to National Average
Plano, TX 20% higher 11% higher
Dallas, TX 14% higher 6% higher
Austin, TX 10% higher 2% higher
San Marcos, TX 4% higher 3% lower
Corpus Christi, TX 4% higher 4% lower
Beaumont, TX 3% higher 4% lower
Fort Worth, TX 3% higher 4% lower
Midland, TX 3% higher 5% lower
Houston, TX 2% higher 5% lower
Odessa, TX 2% higher 6% lower
Longview, TX 1% higher 6% lower
Round Rock, TX 1% higher 6% lower
San Antonio, TX 1% higher 6% lower
Cedar Park, TX 1% higher 7% lower
Conroe, TX 0% 8% lower
Lubbock, TX 0% 8% lower
Tyler, TX 0% 8% lower
Seguin, TX 1% lower 8% lower
Wichita Falls, TX 1% lower 8% lower
El Paso, TX 1% lower 8% lower
Sherman, TX 1% lower 9% lower
Abilene, TX 2% lower 9% lower
Temple, TX 2% lower 9% lower
Waco, TX 4% lower 11% lower
Nacogdoches, TX 6% lower 13% lower
Texarkana, TX 8% lower 15% lower
Amarillo, TX 12% lower 19% lower
McAllen, TX 15% lower 21% lower
Harlingen, TX 18% lower 24% lower
What is a cost of living calculator?

The cost of living calculator tells you how much money you need to maintain your current standard of living in a different city. The cost of living comparison is based on your income and the price of basic necessities such as housing, transportation or food in the two cities you selected. Use the calculator to find out what income you will need in a new city and how much more or less you’ll need to budget for basic expenses.

Where does the data come from?

Consumer goods, services and home prices are sourced from The Cost of Living Index published by the Council for Community and Economic Research (C2ER).
The data on this page is updated bi-annually and it was last published in March 2022.

Average rent data is our in-house proprietary data from Yardi Matrix, where available. For the remaining locations, C2ER rent data was used. Yardi Matrix is a business development and asset management tool for brokers, sponsors, banks and equity sources underwriting investments in the multifamily, office, industrial and self-storage sectors, a division of Yardi Systems, Inc.

Household income data is sourced from the U.S. Census Bureau’s most recent estimates.