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Terms and Conditions

I hereby apply for and offer to lease the apartment described herein (the “Premises”) for the lease term stated, at the rental and upon the terms and conditions set forth herein and in a standard lease form provided by Wirtz Realty Corporation (the “Lessor”). I warrant that all of the representations in this application (the “Application”) are true and correct. I understand that this Application does not constitute a lease or an assurance of a tenancy from the Lessor.
I understand that occupancy of the Premises is limited to me and persons listed above under “Other Occupants.
Simultaneously with the execution of the Application, I am paying an Administrative Fee in a sum of $ FIVE HUNDRED Dollars and No Cents (_$500 .00) (the “Administrative Fee”). Upon acceptance of this Application by the Lessor, I understand that the Administrative Fee will be become NON-REFUNDABLE and retained by the Lessor. Lessor will refund the Administrative Fee to me if the Application is rejected by the Lessor for any reason. I agree I will execute a customary lease for the Premises (or any other apartment mutually agreed upon) within seventy (72) hours after the Lessor notifies me of its acceptance of my Application (unless otherwise provided by law). I acknowledge and agree that the Administrative Fee will not be considered prepaid rent or a security deposit for the Premises. I further agree that the Lessor may retain the Administrative Fee as liquidated damages for its costs and expenses, and not as a penalty, if any of the representations made by me herein are false, or if I fail to timely execute a lease for the Premises or any other apartment mutually agreed upon.
In addition to the Administrative Fee, I will pay a $50.00 application fee for credit and screening report, it being understood that the charge for the report is NON-REFUNDABLE.
If you or any co-applicant withdraws an application or notifies us that you have changed your mind about renting the apartment, we will be entitled to retain the application fee.
Payment of the administrative fee and application fees does not guarantee that the application will be accepted.
I understand that I acquire no rights to any apartment until I sign a lease in the form submitted to me; until all monies are paid to the Lessor as set forth above; and the lease is executed by all parties. I understand that a covenant of the lease requires the 1^st month’s rental payment to be paid within seventy-two (72) hours after application is approved (unless otherwise provided by law) and subsequently the first day of each and every month in advance.
I understand that inquiries may be made with respect to my tenancy and I authorize the Lessor to make inquiry to verify the accuracy of the representations made herein. In compliance with the Fair Credit Reporting Act, I understand that an investigative consumer report will be made which may include information as to my character, general reputation, personal characteristics, and mode of living. The nature and scope of the investigation requested may include information obtained through personal interviews concerning residence verification, reference checks, prior landlords or neighbors, reputation, and other factors related to my tenancy. In addition, pursuant to the Cook County Human Rights Ordinance, Lessor does not inquire about, consider, or require disclosure of an applicant’s criminal history prior to determining whether the applicant has satisfied all other application criteria for housing. I acknowledge I have the right to receive a summary of my rights under the Fair Credit Reporting Act, as well as any additional disclosures required by the Fair Credit Reporting Act. I hereby authorize Lessor to conduct a credit check, verify information I provided, and communicate with any and all names provided in connection with this Application.
I understand that my Application may be rejected for not meeting the Wirtz Realty Corp tenant selection criteria. In addition to all other rights and remedies, I understand and agree that if any information provided by me in this Application shall be determined by the Lessor, in its sole discretion, to be false or misleading, this Application may be rejected or, if a lease shall have been executed, the lease may be terminated in the Lessor’s sole discretion.
I agree to submit to Lessor a valid, government issued photo identification or other suitable form of identification satisfactory to the Lessor for all occupants, which will be photocopied and made part of this Application.
Waterbeds and/or Pets (service animals are exempt from this regulation) are not allowed without prior written authorization.

The undersigned applicant and the persons listed above under “Other Occupants” are being evaluated as a whole. If any of them should change, a new application will then need to be completed and approved.
I authorize Wirtz Realty Corp to obtain reports from any consumer reporting agencies before, during, and after tenancy on matters relating to a lease by the above owner to me and to verify, by all available means, the information in this application, income history, and other information reported by employer(s) to any state employment security agency. Wirtz Realty Corp. may only obtain and consider information relating to criminal history after determining whether the applicant has satisfied all other application criteria for housing. Work history information may be used only for this Rental Application. Authority to obtain work history information expires 365 days from the date of this application

You declare that all your statements in this Application are true and complete. You authorize us to verify the same through any means. If you fail to answer any question (s) or give false information, we may reject the application, retain all application and administrative fees as liquidated damages for our time and expense, and terminate your right of occupancy. Giving false information is a serious offense. We may at any time furnish information to consumer reporting agencies and other rental housing owners regarding your performance of your legal obligations, including both favorable and unfavorable information about your compliance with the lease Contract, the rules, and financial obligations.

Wirtz Realty Corporation is an equal opportunity housing provider, and complies with all federal, state and local laws prohibiting unfair discrimination in housing. Wirtz Realty Corporation’s housing is available to all persons without regard to race, color, religion, sex, national origin, ancestry, age, order of protection status, marital status, familial status, physical or mental disability, military status, sexual orientation, source of income or unfavorable discharge from military service.

TENANT SELECTION CRITERIA

We are pleased that you are delighted that you are interested in our community and the following resident selection criteria s being provided to identify the evaluation process through which your application will be processed.

It is the policy of Wirtz Residential to comply with all applicable federal, state, and local fair housing laws and not to discriminate against any person based on race, color, national origin, sex, familial status, religion, handicap, disability, sexual orientation, gender identity, marital status, age, source of income, military status, or any other basis prohibited by law.

The acceptance and processing of the rental application and its application fee does not constitute a guarantee of acceptance of housing. All applicants must meet the itemized criteria listed below to be considered for tenancy. All documentation requested during the application process must be submitted immediately. Failure to supply information or documentation within forty-eight (48) hours of the request may result in an application being rejected.

Application/Admin Fee: Anyone occupying the property that is eighteen (18) years of age or older must fill out an application and submit a $50 non-refundable application fee. Application fee is Non-Refundable and covers the costs of obtaining information about you, including but not limited to the cost of using a tenant screening service or a consumer credit reporting service and the reasonable time spent to validate, review, or otherwise process your application. The Administrative Fee is Non-Refundable when 1) The applicant has been approved for move-in, or 2) Seventy-two (72) hours have expired since the Administrative Fee has been paid.

Income and Employment: The applicant must demonstrate sufficient income to meet the financial obligations of the tenancy. Wirtz Residential accepts all lawful sources of income. Income must be legal and verifiable. Written verification and proof of all incomes includes but is not limited to, two current consecutive paystubs, social security or other retirement income, verification of welfare, disability, or SSI, income tax returns prepared by a 3^rd party and signed for the most recent filing period, unemployment benefits, workers’ compensation payments, I20, school acceptance letter with financial package funding, investment income, housing choice voucher, offer letter within 3 months, 3 months of bank statements showing deposit avg for 12 months, commissions earned for 3 months avg for 12 months. Applicants not meeting the income-to-rent ratio may be required to obtain a Guarantor.

Guarantor: A Guarantor may be accepted for applicants who do not meet the required rent-to-income ratio. Only (1) guarantor per apartment is permissible. The guarantor will be required to complete an application and pay a full application fee. Guarantors must demonstrate sufficient income to meet the financial obligations of the tenancy, in addition to the guarantor’s own financial obligations. Guarantors must provide reliable written verification of the ability to meet these financial obligations. A Guarantor must also meet all other qualifying criteria identified in this application criteria.

Photo I.D.: All applicants must provide a legible copy of either their valid driver’s license, Visa (which does not expire during rental period applied for), or other government-issued photo I.D. Photo. I.D. should be uploaded to this online application. Unacceptable forms of identification - Temporary Visitor Driver’s License or a City of Chicago Identification card.

Credit History: Landlord will obtain a Credit Reporting Agency (CRA) report, commonly referred to as a credit report, in order to verify your credit history. Decision to lease the Property may be based upon this information.

Qualifying Criteria

Credit Issues	Criteria
Foreclosure, Bankruptcies, Utility Debt, Mortgage Debt, Tax Liens	None within 36 months
No Open Bankruptcies	None within 24 months
Broken lease or negative rental history	None within 84 months
Evictions	None
No credit or lack of credit	Guarantor May Be Required
Collection accounts totaling over $3000	None

Credit Scores: The approval of credit is based on credit scores. Credit scores are relied upon to estimate the relative financial risk of leasing an apartment to you. Scores are calculated using a weighted average of factors and your rental score results from a mathematical analysis of information found in your credit report. Such information may include your bill-paying-history, the number and type of accounts you have, open bankruptcies, unpaid utility bills, collection actions, charge-off, repossession, eviction histories, outstanding debt, income relationships (rent-to-income and debt-to-income ratios), and other attributes that reflect on your qualifications to meet the terms of your lease.

Because your credit score is based upon real data and statistics, it is more reliable than subject methods of evaluating your information. Credit scoring treats all applicants consistently and impartially.

Other Qualifying Factors: Landlord will take into consideration the lease term length (minimum one year), the amount of expense needed to make the property acceptable to you and the amount of time the property will remain vacant until you occupy.

Automatic Decline: Applicants will be automatically declined for the following: Anyone having been evicted by a prior landlord for cause, Outstanding landlord debt, Falsification of application, Invalid Social Security number, Failure to pay Application Fee, Any Application that has not been fully completed - incomplete applications will not be processed.

Property Acceptance: Prospective tenant(s) are accepting the property in an as is condition. Requests for changes to the property must be submitted in writing with the application. Applicant must 1^st month’s rent and signed lease within 48 hours of acceptance of application. Failure to do so will result in cancellation of the application and all fees paid.

Criminal History: Consideration of criminal history information: Wirtz Realty Corp/Wirtz Residential considers an applicant’s criminal history according to the guidelines of federal, state, and local law. Pursuant to the the Cook County Human Rights Ordinance, Wirtz Realty Corp/Wirtz Residential does not inquire about, consider, or require disclosure of an applicant’s criminal history prior to determining whether the applicant has satisfied all other application criteria for housing. Applicant has the right to provide Wirtz Realty Corp/Wirtz Residential with any and all evidence demonstrating inaccuracies within any conviction history of Applicant, or evidence of rehabilitation and/or other mitigating factors. Applicant may produce any evidence that disputes the accuracy or relevance of information related to any criminal conviction(s) of Applicant.

The website of the Cook Country Commission on Human Rights is available at:
https://www.cookcountyil.gov/agency/commission-human-rights-0
The address & phone number of the Cook County Commission on Human Rights are:

69 West Washington Street, Suite 3040
Chicago, IL 60602
(312) 603-1100

Applicant hereby acknowledges receipt of Wirtz Residential’s Tenant Selection Criteria, including the above information regarding the Cook County Just Housing Ordinance and Cook County Commission on Human Rights