{"id":141200,"date":"2025-06-25T04:54:02","date_gmt":"2025-06-25T11:54:02","guid":{"rendered":"https:\/\/www.rentcafe.com\/blog\/?p=141200"},"modified":"2026-02-18T23:13:06","modified_gmt":"2026-02-19T07:13:06","slug":"renters-cost-of-living-jacksonville-fl","status":"publish","type":"post","link":"https:\/\/www.rentcafe.com\/blog\/local-resources\/renters-cost-of-living-jacksonville-fl\/","title":{"rendered":"Here\u2019s What to Expect When it Comes to Cost of Living in Jacksonville, FL, as a Renter"},"content":{"rendered":"<p>Relocating to a new city comes with its fair share of excitement and stress \u2014 <a href=\"https:\/\/www.rentcafe.com\/\">especially for renters<\/a>. From choosing the right neighborhood to finding the right apartment, there\u2019s a lot to juggle. But, before you even start apartment-hunting, one thing should be at the top of your checklist \u2014 understanding the cost of living in your new city.<\/p>\n<p>That\u2019s why this guide focuses on the cost of living in <a href=\"https:\/\/www.rentcafe.com\/apartments-for-rent\/jacksonville-fl\/\" rel=\"\">Jacksonville, FL<\/a> \u2014 a fast-growing city in northeast Florida that has become increasingly popular among renters looking for affordability, amenities and coastal living. If you\u2019re considering renting here, it\u2019s important to compare the average <a href=\"https:\/\/www.rentcafe.com\/cost-of-living-calculator\/us\/fl\/jacksonville\/\">cost of living in Jacksonville<\/a> to both the cost of living in Florida overall and the national average.<\/p>\n<h2><strong>What is the average cost of living in Jacksonville?<\/strong><\/h2>\n<p>Jacksonville is known for its wide-open spaces, easy beach access and welcoming neighborhoods. It\u2019s a renter-friendly city that strikes a solid balance between urban life and affordability. Additionally, the median household income in Jacksonville is currently $66,981 (as of March 2025), which supports the affordability of daily expenses.<\/p>\n<div style=\"background-color: #edf1f5; padding: 20px; border-radius: 5px;\"><strong>So, how does Jacksonville compare? <\/strong>According to the <a href=\"https:\/\/www.coli.org\/\" target=\"_blank\" rel=\"noopener\">Cost of Living Index<\/a> published in March 2025, the average cost of living in Jacksonville is 8% lower than the Florida state average and 7% lower than the national average. What\u2019s more, housing is 16% more affordable than the Florida average and 13% lower than the national average.<\/div>\n<p>Meanwhile, utilities are 8% cheaper than the Florida average and 10% less than the U.S. average. Health care is especially affordable, costing 13% less than the state average and 15% less than the national average. Transportation expenses follow a similar trend, coming in at 9% below the Florida average and 13% below the national level. Goods and services \u2014 including items like clothing and personal care \u2014 are also more affordable with prices about 5% lower than the state average and 4% below the national average. In contrast, food prices are slightly elevated, averaging around 4% more than the national benchmark.<\/p>\n<h2><strong>Breaking down the cost of living in Jacksonville<\/strong><\/h2>\n<p>When it comes to understanding the cost of living in Jacksonville, it helps to go beyond basic comparisons. Sure, looking at how prices stack up against state or national averages is useful, but it doesn\u2019t always show what day-to-day expenses really look like. So, to get a better feel for what life in <a href=\"https:\/\/www.jacksonville.gov\/\" target=\"_blank\" rel=\"noopener\">Jacksonville<\/a> might cost, it\u2019s worth breaking things down by category.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-141203\" src=\"https:\/\/www.rentcafe.com\/blog\/wp-content\/uploads\/sites\/62\/2025\/06\/breaking-down-cost-of-living-in-Jacksonville.jpg\" alt=\"A young woman carefully stacks coins on a table while budgeting in her living room, illustrating a mindful approach to personal finance. This moment reflects a broader focus on managing the cost of living, highlighting how individuals plan their expenses and savings to maintain financial stability.\" width=\"960\" height=\"400\" srcset=\"https:\/\/www.rentcafe.com\/blog\/wp-content\/uploads\/sites\/62\/2025\/06\/breaking-down-cost-of-living-in-Jacksonville.jpg 960w, https:\/\/www.rentcafe.com\/blog\/wp-content\/uploads\/sites\/62\/2025\/06\/breaking-down-cost-of-living-in-Jacksonville.jpg?resize=500,208 500w, https:\/\/www.rentcafe.com\/blog\/wp-content\/uploads\/sites\/62\/2025\/06\/breaking-down-cost-of-living-in-Jacksonville.jpg?resize=768,320 768w, https:\/\/www.rentcafe.com\/blog\/wp-content\/uploads\/sites\/62\/2025\/06\/breaking-down-cost-of-living-in-Jacksonville.jpg?resize=150,63 150w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Here\u2019s a more detailed look at the average expenses that renters should expect in Jacksonville. These numbers give you a solid idea of what everyday life will cost in the city.<\/p>\n<p><strong>Housing (Buy and Rent):<\/strong><\/p>\n<ul>\n<li>Average monthly rent: $1,493<\/li>\n<li>Average home price: $391,862<\/li>\n<li>Mortgage rate: 7.00%<\/li>\n<\/ul>\n<p><strong>Utilities<\/strong>:<\/p>\n<ul>\n<li>Energy bill (monthly average): $170.55<\/li>\n<li>Phone bill (monthly average): $197.76<\/li>\n<\/ul>\n<p><strong> Food:<\/strong><\/p>\n<ul>\n<li>Milk (1 gallon): $4.72<\/li>\n<li>Eggs (1 dozen): $3.41<\/li>\n<li>Bread (loaf): $4.22<\/li>\n<li>Potatoes (5 lbs): $5.33<\/li>\n<li>Cheese (1 lb): $4.74<\/li>\n<li>Ground beef (1 lb): $7.07<\/li>\n<\/ul>\n<p><strong> Health Care:<\/strong><\/p>\n<ul>\n<li>Doctor\u2019s visit: $106.53<\/li>\n<li>Dentist visit: $98.40<\/li>\n<li>Optometrist visit: $97.76<\/li>\n<\/ul>\n<p><strong> Transportation:<\/strong><\/p>\n<ul>\n<li>Gas (per gallon): $3.34<\/li>\n<li>Tire-balancing: $34.07<\/li>\n<\/ul>\n<p><strong> Goods &amp; Services:<\/strong><\/p>\n<ul>\n<li>Men\u2019s shirt: $30.27<\/li>\n<li>Women\u2019s slacks: $35.43<\/li>\n<li>Boy\u2019s jeans: $21.33<\/li>\n<li>Haircut: $21.30<\/li>\n<li>Beauty salon: $79.67<\/li>\n<li>Dry cleaning: $14.99<\/li>\n<li>Movie ticket: $12.74<\/li>\n<\/ul>\n<h2><strong>Is Jacksonville a good choice for renters?<\/strong><\/h2>\n<p>If you\u2019re a renter comparing cities, Jacksonville is a strong contender. That\u2019s because the cost of living in Jacksonville is consistently lower than both the cost of living in Florida overall and the national average. From housing and utilities to transportation and health care, renters here can stretch their budgets further without sacrificing quality of life.<\/p>\n<p>The city offers a mix of beachside living, suburban comfort and urban amenities. And, with lower costs in many key areas, Jacksonville makes it easier for renters to live well without breaking the bank. So, if you\u2019re exploring your options, it might be time to give this Florida city a closer look.<\/p>\n<p>Or, if you\u2019re interested about the cost of living in other cities, check out our guides for <a href=\"https:\/\/www.rentcafe.com\/blog\/apartment-search-2\/renters-cost-of-living-miami\/\">Miami<\/a>; <a href=\"https:\/\/www.rentcafe.com\/blog\/apartment-search-2\/renters-cost-of-living-fort-lauderdale-fl\/\">Fort Lauderdale, FL<\/a>; and <a href=\"https:\/\/www.rentcafe.com\/blog\/apartment-search-2\/renters-cost-of-living-san-jose-ca\/\">San Jose, CA<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Relocating to a new city comes with its fair share of excitement and stress \u2014 especially for renters. From choosing the right neighborhood to finding the right apartment, there\u2019s a lot to juggle. But, before you even start apartment-hunting, one thing should be at the top of your checklist \u2014 understanding the cost of living&hellip;<\/p>\n","protected":false},"author":3055,"featured_media":141202,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[38986,38722],"class_list":["post-141200","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-resources","tag-cost-of-living","tag-jacksonville-fl-guides","gallery-content-unit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.4 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cost of Living in Jacksonville, FL: What to Expect as a Renter<\/title>\n<meta name=\"description\" content=\"Considering Jacksonville for your next home? See if the city\u2019s rental costs and living expenses match your budget.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rentcafe.com\/blog\/local-resources\/renters-cost-of-living-jacksonville-fl\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Here\u2019s What to Expect When it Comes to Cost of Living in Jacksonville, FL, as a Renter\" \/>\n<meta property=\"og:description\" content=\"Considering Jacksonville for your next home? 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