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Apartments for Rent in Spencer, IA under $700

Apartments for Rent in Spencer, IA under $700. 18 Rentals Available
18 Rentals Available
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  • 12 units available
    Ask for Pricing
    Income restricted
    Verified Listing

    118 E 21St St, Spencer, IA 51301
    Apply online • Pet friendly • Dishwasher
  • Ask for pricing
    Income restricted
    Verified Listing

    104 E 4Th St, Spencer, IA 51301
    Fitness center • Dishwasher • Air conditioner

  • More Rentals Near Spencer, IA

  • Only 3 units left
    2 bd $595
    3 bd $685
    Base rent Income restricted
    Verified Listing

    210 N 8Th St., Hartley, IA 51346
    Apply online • Parking • In unit laundry
  • Ask for pricing
    Income restricted
    Verified Listing

    403/405 Q Ave, Milford, IA 51351
    In unit laundry
  • Ask for pricing
    Income restricted
    Verified Listing

    4.0 (1)
    1703 Hill Ave, Spirit Lake, IA 51360
    Dishwasher • Air conditioner • Washer/Dryer
2-3-city

Frequently asked questions

When were prices and availability in Spencer, IA last updated?

Prices and availability in Spencer, IA were last updated on 11 Jul 2026.

What are the best apartments in Spencer, IA?
What type of rental buildings are in Spencer, IA?

In Spencer, 32% of the residents are renting compared to 68% owning a home, according to data from the U.S. Census Bureau. Large-scale apartment buildings with more than 50 units represent 9% of Spencer's rentals, 70% are small-scale complexes with under 50 units, and 20% are single-family rentals.

Renting apartments in Spencer, IA under $700

Are you looking for a smart space where you can easily combine comfort with convenience? You will surely find the property that perfectly fits your needs with this variety of options. RentCafe offers you 18 apartments for rent in Spencer, IA from 5 modern buildings, so you’ll certainly find something suitable for you. If you want to live alone or with your partner, you might want to look for a studio or browse through our selection of 1 bedroom apartments. If you need more space but you don’t want to spend more than necessary on a monthly rent, check out our 2 bedroom or 3 bedroom apartments for less than $700, and make the most out of your budget.

Finding the best rental near you

Spencer, IA is an amazing place to call home, with several rentals under $700 for you to choose from. There are many options and filters you can apply to your search to make the process easier and to find your next apartment faster and more efficiently. Asking yourself ‘are there any cheap apartments near me’? With our helpful filters, you can easily find the home of your dreams that also fits within your budget. With rent prices as low as $595 in Spencer, IA, you can find affordable and appealing apartments that match your requirements. Sort your search by ‘Rent’ ascending to see the cheapest ones at the top of the list. As soon as you find your perfect apartment, make sure to contact the property to check for availability or apply online directly on RentCafe.