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Apartments for Rent in Spencer, IA under $1200

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  • Only 3 units left
    3 bd $790+
    Base rent Income restricted
    Verified Listing

    Southern Pointe Apartments

    902 13Th St. SW, Spencer, IA 51301
    Apply online • Parking • Dishwasher
  • Only 2 units left
    1 bd $625
    2 bd $745
    Base rent Income restricted
    Verified Listing

    Spencer School Apartments

    104 E 4Th St, Spencer, IA 51301
    Apply online • Fitness center • Dishwasher
  • 13 units available
    Ask for Pricing
    Income restricted
    Verified Listing

    Sunset Apartments

    118 E 21St St, Spencer, IA 51301
    Apply online • Pet friendly • Dishwasher
  • Ask for Pricing
    Income restricted
    Verified Listing

    Spencer Manor Apartments

    503 E 19Th St, Spencer, IA 51301
    Pet friendly • Fitness center • Dishwasher
  • 2 bd $800
    Base rent
    Verified Listing

    100 12 Th St SW, Unit 2

    100 12Th St SW, Spencer, IA 51301
    Pet friendly

  • More Rentals Near Spencer, IA

  • 7 units available
    2 bd $800
    3 bd $900
    Base rent Income restricted
    Verified Listing

    River West Apartments

    4.5 (5)
    674 Terrace Park Blvd., Milford, IA 51351
    Apply online • Fitness center • In unit laundry
  • Only 2 units left
    3 bd $685
    Base rent Income restricted
    Verified Listing

    Hartland Apartments

    210 N 8Th St., Hartley, IA 51346
    Apply online • Parking • In unit laundry
  • 5 units available
    2 bd $705
    3 bd $805
    Base rent Income restricted
    Verified Listing

    Summerfield Park Apartments

    3.5 (1)
    2300-2302 Sunner Ave, Spirit Lake, IA 51360
    Apply online • Dishwasher • Air conditioner
  • Only 2 units left
    1 bd $650
    2 bd $745
    Base rent Income restricted
    Verified Listing

    The Antlers Apartments

    4.0 (1)
    1703 Hill Ave, Spirit Lake, IA 51360
    Apply online • Dishwasher • Air conditioner
  • Only 3 units left
    2 bd $740
    3 bd $845
    Base rent Income restricted
    Verified Listing

    Lakewood Court

    607 15Th St, Spirit Lake, IA 51360
    Apply online • Parking • In unit laundry
  • Ask for pricing
    Income restricted
    Verified Listing

    CHI Milford

    403/405 Q Ave, Milford, IA 51351
    In unit laundry
  • 5-6-city

Frequently asked questions

When were prices and availability in Spencer, IA last updated?

Prices and availability in Spencer, IA were last updated on 11 Sep 2026.

What are the best apartments in Spencer, IA?
What type of rental buildings are in Spencer, IA?

In Spencer, 32% of the residents are renting compared to 68% owning a home, according to data from the U.S. Census Bureau. Large-scale apartment buildings with more than 50 units represent 9% of Spencer's rentals, 70% are small-scale complexes with under 50 units, and 20% are single-family rentals.

Search for apartments in Spencer, IA under $1,200

There’s more than one way to spend $1,200 on rent in Spencer, IA, so the first step is to start thinking about what you really want from your new home. Be mindful of what makes you tick. Look for 2 bedroom apartments for rent for less than $1,200 if you want to share your living space and don’t mind being further away from the city center. Search for 3 bedroom apartments if you’re moving in with family or planning to share part of your life and living expenses with more friends. If city bustle is what you live for, you might want to search for a studio or 1 bedroom apartment closer to the city center.

The perfect $1,200 rental near you

Don’t dismiss the idea of a studio just because it sounds small and featureless: studios come in many shapes and sizes, and it only takes a few strikes of creativity to go from drab to lively. If an all-in-one-room apartment spells total lack of privacy for you, have a look at the 1 bedroom apartments for rent in Spencer, IA. Customize your search by using more RentCafe filters. Decide what amenities you can’t live without and focus your search on the apartments that offer them. Are you bringing in a pet? Narrow your options to pet-friendly apartments for rent. Want more windows so that natural light floods your home? Hardwood floors or plush carpet in the living area? There are 11 apartments for rent below $1,200 in Spencer, IA for every taste. Decide what you need, stay focused, and you’re bound to find your perfect apartment in no time.