Apartments for Rent in Spencer, IA under $1200
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3 bd $7904 bd $910Base rent Income restricted902 13Th St. SW, Spencer, IA 51301Apply online • Parking • Dishwasher
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Ask for PricingIncome restricted503 E 19Th St, Spencer, IA 51301Apply online • Pet friendly • Fitness center
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Ask for PricingIncome restricted118 E 21St St, Spencer, IA 51301Apply online • Pet friendly • Dishwasher
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Ask for pricingIncome restricted104 E 4Th St, Spencer, IA 51301Fitness center • Dishwasher • Air conditioner
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2 bd $895Base rent1302 Grandplaza Dr, Spencer, IA 51301Pet friendly • Washer/Dryer
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2 bd $800Base rent100 12Th St SW, Spencer, IA 51301Pet friendly
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3 bd $925Base rent100 12Th St SW, Spencer, IA 51301Pet friendly
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More Rentals Near Spencer, IA
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2 bd $8003 bd $900Base rent Income restricted4.5 (5)674 Terrace Park Blvd., Milford, IA 51351Apply online • Fitness center • In unit laundry
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2 bd $5953 bd $685Base rent Income restricted210 N 8Th St., Hartley, IA 51346Apply online • Parking • In unit laundry
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2 bd $7053 bd $805Base rent Income restricted3.5 (1)2300-2302 Sunner Ave, Spirit Lake, IA 51360Apply online • Air conditioner • Washer/Dryer
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2 bd $7403 bd $845Base rent Income restricted607 15Th St, Spirit Lake, IA 51360Apply online • Parking • In unit laundry
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Ask for pricingIncome restricted403/405 Q Ave, Milford, IA 51351In unit laundry
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Ask for pricingIncome restricted4.0 (1)1703 Hill Ave, Spirit Lake, IA 51360Dishwasher • Air conditioner • Washer/Dryer
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Frequently asked questions
When were prices and availability in Spencer, IA last updated?
Prices and availability in Spencer, IA were last updated on 23 Jun 2026.
What are the best apartments in Spencer, IA?
The best apartments in Spencer, IA are: Spencer Manor Apartments, Sunset Apartments, Southern Pointe Apartments, Spencer School Apartments and 1302 Grand Plaza Dr, Unit 2.
What type of rental buildings are in Spencer, IA?
In Spencer 32% of the housing is rented out compared to 68% of homes are owned, according to the most recent Census Bureau estimates. 9% of Spencer's apartments are found in large buildings of 50 units or more, 70% are located in smaller apartment complexes with less than 50 units, and 20% are single-family rentals.
Renting apartments in Spencer, IA under $1,200
Searching for apartments for rent in Spencer, IA under $1,200 is not an easy task, but luckily you have come to the right place. Whether you are a student on a budget, a young professional on the move, or simply a frugal person, RentCafe can help you find what you are looking for. Just make sure you know what you consider non-negotiable and what you can compromise on. Your new home is just a few clicks away. In Spencer, IA, where the average rent is $813 per month, there are 45 units available for less than $1,200. Click on any of these units to see pictures, floor plans, amenities and more. After you have picked your favorite, you can contact the property to check availability. Considering that you are trying to spend as little as possible, looking at 1 bedroom apartments and studio apartments might be a good idea.
We’ll help you find the cheapest rental near you
Finding a nice cheap apartment is by no means impossible. You just have to be patient. Your “apartments near me under $1,200” search can bear fruit sooner than you think if you look carefully and check our site often. You never know when discount deals and special offers might pop up. Keep in mind that you are not the only one looking for an affordable apartment in Spencer, IA. Choose “Save Search” to receive the latest apartments available directly to your inbox. This way, you will be able to stay one step ahead of the competition. With the cheapest apartments in Spencer, IA going for $595 per month, there are great deals waiting to be discovered. Feeling lucky? Expand your search to 2 bedroom apartments and 3 bedroom apartments as well for more space.