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Apartments for Rent in Panama City, FL under $1300

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  • Only 2 units left
    1 bd $973+
    2 bd $1,168+
    Base rent Income restricted
    Verified Listing

    Siena Gardens Apartments

    4.0 (15)
    901 West 19Th Street, Panama City, FL 32405
    Apply online • Pet friendly • Fitness center
  • 7 units available
    1 bd $1,264+
    Base rent
    Verified Listing

    Exchange At North Bay

    4.5 (3)
    3625 Frankford Ave, Panama City, FL 32405
    Apply online • Pet friendly
  • 1 bd $1,299
    Base rent
    Verified Listing

    The Lory Of Panama City

    2121 Harrison Ave, Panama City, FL 32405
    Apply online • Pet friendly • Patio/Balcony

  • More Rentals Near Panama City, FL

  • Rent specials 16 units available
    1 bd $1,105+
    Total monthly cost
    Verified Listing

    10X Panama City Beach

    4.0 (2)
    7150 US-98, Panama City Beach, FL 32407
    Apply online • Pet friendly
  • 3 bd $1,100
    Base rent
    Verified Listing

    149 Sims Avenue Lot C 4

    149 Sims Avenue Lot C4, Panama City, FL 32404
    Dog friendly • Washer/Dryer
  • 3-2-city

Frequently asked questions

When were prices and availability in Panama City, FL last updated?

Prices and availability in Panama City, FL were last updated on 23 Aug 2026.

What are the best apartments in Panama City, FL?
What type of rental buildings are in Panama City, FL?

In Panama City 44% of the housing is rented out compared to 56% of homes are owned, according to the most recent Census Bureau estimates. 7% of Panama City's apartments are found in large buildings of 50 units or more, 60% are located in smaller apartment complexes with less than 50 units, and 32% are single-family rentals.

Search for apartments in Panama City, FL under $1,300

There’s more than one way to spend $1,300 on rent in Panama City, FL, so the first step is to start thinking about what you really want from your new home. Be mindful of what makes you tick. Look for 2 bedroom apartments for rent for less than $1,300 if you want to share your living space and don’t mind being further away from the city center. Search for 3 bedroom apartments if you’re moving in with family or planning to share part of your life and living expenses with more friends. If city bustle is what you live for, you might want to search for a studio or 1 bedroom apartment closer to the city center.

The perfect $1,300 rental near you

Don’t dismiss the idea of a studio just because it sounds small and featureless: studios come in many shapes and sizes, and it only takes a few strikes of creativity to go from drab to lively. If an all-in-one-room apartment spells total lack of privacy for you, have a look at the 1 bedroom apartments for rent in Panama City, FL. Customize your search by using more RentCafe filters. Decide what amenities you can’t live without and focus your search on the apartments that offer them. Are you bringing in a pet? Narrow your options to pet-friendly apartments for rent. Want more windows so that natural light floods your home? Hardwood floors or plush carpet in the living area? There are 5 apartments for rent below $1,300 in Panama City, FL for every taste. Decide what you need, stay focused, and you’re bound to find your perfect apartment in no time.