Going dutch – Helpful bill splitting sites

Going dutch – Helpful bill splitting sites

Going to a dinner with your friend and divvying up the bill is one thing, but managing shared finances with someone you live with can be a nightmare. How to best split groceries, rent, and utilities can end up being a serious point of contention and strain.  To battle against potential issues regarding money and financial responsibility, a good first start is communication and a set of ground rules. Beyond that several websites exists to help you keep track of debts, payments, and bill splitting. We highlight a few below.


BillMonk for splitting utilities

You can split a bill straight down the middle for specific amounts with as many people as you would like.

BillMonk – Launched in 2006, BillMonk aids you in tracking your debts and collections amongst friends and roommates. The functionality is versatile and allows users to keep track of items beyond splitting bills and borrowing cash, to loaning of physical items such as movies and DVDS. Physical items can even be categorized by your friends and roommates as a library of borrowable goods. To keep track of payments on the go if out grocery shopping or out to dinner with a roommate, BillMonk uses SMS texts to update the system of new bills, calculate tips, provide account balances, and report debts or payments. BillMonk closes the loop, enabling people to “settle up” by paying or receiving payments through parent company, Obopay, an online and mobile payment service.

Split A Bill– If you just desire something clean and straightforward to keep track of payments with your roommate, Spiltabill could fit in that category. Bills can be organized as single events or can include multiple

expenses for a large event. Splits are simply done and can be adjusted for uneven splits. This works particularly well if someone pays more rent because their room is larger. Splitabill allows you to customize how often you want email reminders to settle your debts. Payments are done outside of the system so once a bill is settled, the user needs to make note of it in the system.


Expensure for tracking trends

Expensure helps you track your spending trends

Expensure is designed for sharing between roommates and travel partners.  Roommates who do collective grocery shopping will enjoy the shopping lists you can create in the site, and with spending trends roommates can identify areas for cost cutting. Keeping track of who owes whom what is similar to the other sites, but Expensure has a specific algorithm which calculates debts between multiple people so as few transactions as possible are made. Also included are the capabilities for settling debts with multiple people utilizing PayPal services.

Have any of you tried these sites? What’s the verdict and have they helped you keep track of bill splitting?




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Write a comment
  1. Emily
    Emily 23 September, 2011, 21:39

    This looks like it could be soooo useful! It would so so helpful to be able to pay bills to my roommates online. Thanks. I’m going to try one of these.

    Reply this comment
    • liz knowles
      liz knowles 23 September, 2011, 14:49

      I love BillMonk. We’ve been using that for years! It’s SO much easier to go out to dinner with a large group of friends. No stress on everyone only having cc and pissing off the waitress. :)

      Reply this comment
  2. Jill b
    Jill b 26 September, 2011, 23:05

    Thanks for recommending these apps. I’m sharing a house with 2 girls but the rooms are different sizes. Since mine’s the smallest I hope we can use this. Has anyone had a hard time convincing their roommates to use split a bill?

    Reply this comment
  3. Jess
    Jess 28 September, 2011, 16:14

    i use bill monk to split things with my bf. event though we dont live together. I find it realy good for splitting meals and food when we make dinner.

    Reply this comment
  4. Waterford Apartments Spring Lake NC
    Waterford Apartments Spring Lake NC 5 December, 2011, 08:34

    Thank you for this post. Not too many people may be aware of these aspects. Very informative, and quite easy to follow.

    Reply this comment
  5. Personal Finances
    Personal Finances 31 January, 2012, 04:59

    Nice article, thanks for sharing. It’s great when there are so many useful tools to choose from when it comes to tracking expenses and managing personal finances. I personally use InEx Finance online money management and budgeting software and I must admit that it’s so much easier to get your financial situation under control with an online application.

    Reply this comment
  6. Aaron
    Aaron 11 August, 2012, 02:30

    Cool apps! I love billmonk, but since it started crashing I’m now using http://www.billsup.com

    Reply this comment
  7. Thomas Westman
    Thomas Westman 3 October, 2012, 19:46

    I recently started using https://billtofriends.com/ since billmonk crashed. Its a great app and i love it.

    Reply this comment

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